Resource Meter for Win: Noticed after some time and depending the site the GDI resources get down to under 10%. The User resources are always fine. System resources is just the lowest out of the two. If K-M does crash due to 1 % or 0% GDI resources does it "damage" K-M or Windows in any way or damage the files on the H-D?

no it doesn't "damage" them - after you reboot your computer everything should work as normal. However until you reboot the resources may never be freed properly and if this is the case everything will crash (windows included). If this is caused by km then it is a problem with the program (I personally don't use km since opera is so freaking awesome). But don't worry about "breaking". These "resources" are just a 64K heap that kmeleon improperly fills up, and then when another program tries to add something to it, it can't and that program fails, and kmeleon or windows can also fail when they try to add something since km filled it up improperly.